Every loan arranged by Greenview Lending Corporation is funded with private investor funds.   Greenview Lending Corporation is constantly looking for new loan business, which in turn generates a consistent stream of attractive trust deed investment opportunities.

         Our mangement team has over of 16 years of experience arranging private money loans and working with private investors.   We have  met hundreds of investors and have enjoyed building long-standing 
relationships.  

        If you are a seasoned trust deed investor or are considering 
your first trust deed investment, please contact Jay Green at (714) 747-1912 to discuss these opportunities. 

      The California Department of Real Estate (DRE) regulates and oversees most mortgage and lending activities and Trust Deed Investing that occurs within the State.    The DRE has some useful information regarding Trust Deed Investing and characterizes the process well Click on the DRE link below to read their comments.

                                        www.dre.ca.gov/trust.html  



            Understanding Trust Deed Investments
                                                By Jay Green, President 
                                        Greenview Lending Corporation

Trust Deed Investments are an exceptional way to build wealth and protect your capital by investing in a real estate secured investment.  However, like most investments, there are risks associated with trust deed investments.  With knowledge, experience and patience, most investors can learn to select the most appropriate trust deeds to reduce risks and increase the likelihood of achieving his or her investment objectives. 

A Trust Deed Investment is created when an Investor purchases a Promissory Note and Deed of Trust. At such time, the investor becomes “the bank” and holds a legally negotiable instrument that is secured by real property.

The Mortgage Lending process is characterized by the arranging of a loan to a borrower who executed a Promissory Note and Deed of Trust (Trust Deed) secured (recorded against) the real property. The Promissory Note is the borrowers promise to repay the loan, and the Deed of Trust is a security instrument (lien) recorded against the borrower’s real estate.

Trust Deeds are saleable instruments that are regularly sold in the secondary mortgage market. Greenview Lending Corporation is an active participant in a smaller sub-market referred to as Private Mortgage Lending. This market consists of private investors that purchase Trust Deeds seeking higher returns from a secured mortgage and earn the interest
due under the terms of the Note.

The Private Mortgage Lending market evolved from the demand from borrowers who could not obtain loans through conventional sources, because of poor credit, unverifiable income, time prohibitive situations, yet they had sufficient equity in their properties. Loans were made to borrowers based on their protective equity and new first or second mortgages were created. The benefit to the lender and private investor is that these have higher interest rates, typically 10% – 20%.

Private Mortgage Loan opportunities are great for investors where double-digit returns can be realized from these very attractive and secured investments.
The risk associated with these loans is very acceptable since the amount of protective equity in the property provides protection to the investor against payment defaults, market fluctuations and
property devaluation.

Protective Equity is what provides security to the Trust Deed. Greenview Lending Corporation typically requires that every property it lends against has a minimum of 35% to 40% protective equity. To illustrate, if a property has a Fair Market Value of $1,000,000, the fund restricts the loan to a maximum of $650,000; conversely, we would not permit a loan any higher than 60% to 65% of the Fair Market Value; also referred to as the Loan-To-Value Ratio.

Typically, the lower the LTV, the better and more attractive the Trust Deed Investment is, thus warranting consideration for the fund. Since the amount of protective equity directly relates to the security of the Trust Deed, it is fair to say that the primary risk to the investor relies on the amount of protective equity remaining in the property.


                       Invest with Greenview Lending Corporation

Experienced investors who meet the above suitability requirements may request to receive regular email notifications of new trust deed investments.   Typically, new trust deed offerings are sent to every investor throughout the week.Knowledge and continued experience makes a good trust deed investor better.  

Greenview Lending Corporation typically sells one trust deed investment to one qualified investor.  Greenview Lending Corporation does not fractionalize or pool investors.  Greenview Lending Corporation will consider a fractionalization for only interested investors.  Investors may service their own loans.  Greenview Lending Corporation will assist newer investors select an independent loan servicing company.  

Investors interested in purchasing trust deed investments from Greenview Lending Corporation should contact Jay Green at (714) 747-1912 or by email at jay@greenviewlending.com.   All investors may also schedule a time to meet personally with Mr. Green.

Investment Suitability

Not every investor is suitable to purchase Trust Deed Investments.  California Investors are required to possess either a net worth of $500,000 (exclusive of home, furnishings and automobiles) or income greater than $65,000 and a net worth greater than $250,000 (exclusive of home, furnishings, and automobiles

Greenview Lending Corporation is a Licensed Broker with the California Department of Real Estate #01855247.